Important Disclaimers and Legal Information

General Service Disclaimer

Our financial planning subscription service provides analytical reviews and personal consultations based on individual circumstances. We discuss modern approaches to financial planning through personalized guidance sessions. Results may vary significantly based on individual financial situations, market conditions, and personal decisions made following consultations.

The information provided during consultations reflects current market analysis and planning methodologies. We do not guarantee specific financial outcomes or provide investment advice. All discussions are for informational and analytical purposes only.

Limitations of Liability

Our liability is limited in the following circumstances and manners as outlined in Canadian law:

• We are not liable for any indirect, consequential, or punitive damages arising from use of our consultation services
• Our maximum liability is limited to the amount paid for subscription services in the preceding 12 months
• We exclude liability for decisions made independently following consultation sessions
• No liability exists for market fluctuations or economic conditions beyond our reasonable control

Information Accuracy and Currency

We strive to provide current and accurate information during all consultation sessions. However, financial markets and regulations change rapidly, and some information may become outdated between sessions.

Professional Consultation Notice

Our subscription service provides financial planning consultations and analytical reviews. We do not provide specific financial product recommendations or manage individual accounts. All discussions are educational and analytical in nature.

Consider consulting additional qualified professionals for specific financial decisions. Our service complements but does not replace comprehensive financial advice tailored to your specific legal and tax circumstances.

External References and Links

During consultations, we may reference external resources, websites, or third-party materials. We do not control or monitor these external sources and cannot guarantee their continued accuracy or availability.

References to external resources do not constitute endorsements. We encourage independent verification of any external information discussed during consultation sessions.

Service Warranties and Representations

Our financial planning subscription service is provided "as is" without warranties of any kind. We make no representations regarding specific outcomes or suitability for particular financial goals.

Governing Law and Jurisdiction

These disclaimers and our service terms are governed by Canadian law and provincial regulations where applicable.

Client Indemnification

You agree to indemnify Glavenorthiusq against any claims arising from your use of consultation services, decisions made following sessions, or misrepresentation of information provided during consultations. This indemnification applies to all consultation-related activities and subsequent financial decisions.

Disclaimer Severability

If any portion of these disclaimers is deemed invalid or unenforceable, the remaining provisions continue in full effect. Invalid sections will be modified to the minimum extent necessary to achieve enforceability while preserving original intent.

Complete Disclaimer Agreement

These disclaimers, together with our terms of service and privacy policy, constitute the complete agreement regarding service limitations and legal notices. No verbal agreements or additional promises modify these written disclaimers.

Disclaimer Updates and Modifications

We may update these disclaimers to reflect service changes, legal requirements, or regulatory updates. Continued use of subscription services following disclaimer changes constitutes acceptance of modified terms.

Significant disclaimer changes will be communicated via email to active subscribers. Review updated disclaimers regularly to stay informed of any modifications affecting your subscription.

Questions About These Disclaimers

If you have questions about these disclaimers or need clarification regarding service limitations, please contact our team using the information below.